July 14, 2010
IRIB International Conference Hall,Tehran, Iran

Considering electronic services offered by Government, we conclude that e-Banking and its services are the fundamental part of a whole system. In other words without electronic payment services, implementation of other services in E-Government is impractical.
Despite of several debates over these services, still electronic services’ growth has not promoted.
Privatization of state-owned and state-run companies in the recent years was a turning point in electronic payment developments in Iran. Executives of governmental organizations did not respect to Customer demands, Market and Profitability as principal concepts. Moreover they were enthusiastic to perform separately.
Having categorized electronic payment services in to banking and telecommunication parts; poor cooperation and collaboration between them is the most important reason for being undeveloped in electronic payment services. Privatization of the organizations in these two sections, pure monopoly atmosphere in Iran has been disappeared. Customer based innovations and profitable plans contribute banks and operators to improve their place in Market. Electronic payment services are one of these competitive opportunities for both groups. However, there exist several challenges from business models to implement plans in practice.
Thus, regarding to the importance of electronic payment services and the necessity of cooperating banks with telecommunication part “Teyf Scientific & Analytical Group” accompanying Central Bank of Iran (CBI) and Mobile Communication of Iran (MCI) are going to hold the “Electronic Payment Conference” in Tehran, on July 14. This conference will include challenges and opportunities regarding to electronic payment services with the purpose of accelerate developing these services in future.




















